Owning a boat can prove to be expensive, with maintenance, mooring and registration fees part of the ongoing costs for boat owners like you. Then there's insurance. Unlike with cars, it's not a legal requirement to be insured but without it you may face a hefty bill for accidents and repairs, not to mention theft. What's more, without insurance you'll find many marinas will turn you away.
So, where do you start in the potential minefield of boat insurance? My tip would be to make a brief switch from sailing the waters to surfing the internet. Comparing quotes online is a lot easier these days, with dedicated sites that will do this for you, some even specializing in watercraft.
Due to the sheer number of companies who currently provide boat insurance, you'll probably find some fairly competitive quotes out there. Plus, if you're brand new to the boating world, you could consider doing one of the many novice courses available as this may reduce your quote even further.
Now on to the detail. What type of cover will you need? There are two main types that are worth considering:
1. Hull and Machinery (in the event of total-loss you will receive what the boat is worth)
2. Liability (this will cover injuries to anyone on board and at fault property damage)
To get more detailed, expert advice, check out specialist companies with a sound reputation, such as Admiral Boat Insurance. You'll find companies like this have a very helpful customer service team on the end of a phone and offer the peace of mind of a trusted high street brand, along with some very cost effective policies to choose from.
| By Davidh For more information contact: Boat insurance specialist Article Source: http://EzineArticles.com/?expert=David_T_Heath | |
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